Growing up a military kid, Melody Adamson moved around a lot. But she always hoped to put down roots one day in Havre, Montana. After graduating from the University of Montana Western, she was thrilled to land a teaching job back in Havre. Melody finally had a steady income and wanted to buy a home, but didn’t have cash for a down payment. “Teachers don’t make a lot starting out,” she said. “I had given up on ever buying a home. HomeNow changed everything for me.” Thanks to MoFi’s down payment assistance program, and she and her husband were able buy their first home, just minutes from Melody’s school. Today, not only is Melody a homeowner, but she is deepening her roots in a place she loves to call home.