HomeNow $0 Down Mortgage Program
The HomeNow program at MoFi provides down payment and closing cost assistance to Montana buyers who qualify for a mortgage but do not have the cash on hand for a down payment. The program is not limited to first-time homebuyers. We established HomeNow as part of our mission to provide hardworking Montanans with access to resources that build long-term financial security. And it can be a great tool for you and your clients.
View the Frequently Asked Questions for more details.
Find a HomeNow Lender
How do I find a participating lender?
How do I apply?
Do I have to take a homebuyer education class?
Are there income restrictions?
What is the minimum qualifying credit score for Montana down payment assistance with HomeNow?
Do I have to be a first-time homebuyer?
What are the interest rates?
Do I have to pay back any portion of the down payment assistance?
- A non-repayable grant that provides the instant equity that’s yours to keep and does not need to be repaid, ever. (Available for government-insured mortgages)
- A 0% interest, deferred loan that does does not require payment until the borrower pays off the home, sells, or refinances. (Available for conventional mortgages)