Julie Lapham of Mann Mortgage in Missoula, MT was recently named HomeNow Top Producer in 2018 for connecting buyers with MoFi’s down payment assistance program. HomeNow is designed for Montanans who have steady income and decent credit, but don’t have the money for a down payment. Buyers work with a participating mortgage lender to access the assistance, which comes in the form of a grant or 0% interest deferred loan. Buyers can receive up to 5% of the total loan amount, which can cover both down payment and closing costs.
An 18-year veteran in the mortgage lending industry, Lapham has earned a stellar reputation for her deep industry knowledge and commitment to helping clients understand and access the best mortgage options available to them. In some cases, that means connecting clients with outside resources when they don’t have the cash they need for a down payment. Cumulatively, Lapham has helped Montana homebuyers access over $330,000 in HomeNow down payment assistance and that has resulted in over $8.2 million in mortgages. Earlier this year, Mann Mortgage was named HomeNow Lender of the Year for its statewide efforts to connect buyers with HomeNow down payment assistance.
Congratulations, Julie, and thank you to all the participating lenders who are working to make home ownership more accessible in Montana!
Above, from left: Dave Glaser (MoFi), Julie Lapham, Rob Fleming